Clear Point Investments

Estate Planning Strategies

Thoughtful estate planning can help protect what you’ve built, support the people you care about, and keep your wishes clear. Explore practical strategies designed to help simplify decisions and reduce surprises.

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Estate planning strategies

Schedule a Meeting With Mike Puck or Call 954-646-9045

Estate Planning Strategies

Estate Planning Strategies That Protect Your Family and Your Legacy

Estate planning isn’t just paperwork — it’s a strategy. The right structure can help reduce delays, preserve privacy, coordinate beneficiary decisions, and make it easier for loved ones to carry out your wishes. We work alongside qualified estate-planning attorneys and tax professionals to help ensure your financial plan and your estate plan stay aligned.

Important: We do not provide legal or tax advice and we do not draft legal documents. Any planning ideas discussed should be reviewed with your attorney and/or tax advisor.

Build a Strong Foundation

The “basics” matter — especially when they’re coordinated with how your accounts are titled and how your assets will actually transfer.

  • Review wills, trusts, powers of attorney, and healthcare directives for completeness.
  • Confirm asset titling aligns with your intent (individual, joint, trust-owned, etc.).
  • Create a clear “who does what” roadmap so your family isn’t left guessing.

Get Beneficiaries and Accounts Aligned

Beneficiary forms and retirement accounts often override what a will says. Alignment here can prevent accidental outcomes and unnecessary delays.

  • Update beneficiaries on life insurance, annuities, IRAs, and employer plans.
  • Coordinate “per stirpes,” contingent beneficiaries, and trust beneficiaries where appropriate.
  • Review major life changes (marriage, divorce, births, deaths, moves, new accounts).

Use Tax-Aware Transfer Strategies

Some assets are “tax-heavy.” Others are “tax-light.” A coordinated strategy can help heirs receive assets in a more efficient way — and reduce surprises.

  • Coordinate retirement accounts, required distributions, and beneficiary timing with your advisors.
  • Explore charitable giving strategies when appropriate (especially for highly-taxed assets).
  • Plan for liquidity needs (taxes, debts, final expenses) so heirs aren’t forced to sell at the wrong time.
Mike Puck • Clear Point Investments

Clear Point Investments is all about family

Clear Point Investments is all about family

Helping people like you discover true financial independence has been our passion for over 30 years. We’ve built lasting relationships based on trust, transparency, and a genuine commitment to your success.

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Find a Clear Point Investments Location

Find a Clear Point Investments Location

The place to build your future is right down the road.

Scottsdale and Phoenix

1819 Buford Hwy NE Suite #B
Buford, GA 30518

Office:
954-646-9045

We Cover Scottsdale and Phoenix

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